DEALERSHIP
WEB SITE PRIVACY POLICY
PA Auto Loans.com's
policy is to respect and protect the privacy of its users and recognize the
importance of protecting the personal information it collects about its
users. PA Auto Loans.com
would like to assure its users that this privacy policy meets the requirements
of the various privacy laws and regulations, including, without limitation, the
Children’s Online Privacy Protection Act of 1998.
YOUR USER INFORMATION
All personal information
collected at www.PA Auto Loans.com (the “Web
Site”) by Sands Auto Group and/or its parents, affiliates, subsidiaries,
affiliated companies and/or promotional partners or agencies (collectively,
"PA Auto Loans.com") will be utilized primarily for internal purposes
with the goal of enhancing the user’s online experience.
PA Auto Loans.com collects
information in several ways including, without limitation, primarily the
following:
(1) Some personal information is
gathered when you register to participate in or receive information via
electronic mail or otherwise about: automobiles in general, your automobile,
automobile insurance, general and personal automobile maintenance, general and
personal finance, general and personal credit, automobile dealerships, quotes,
research, statistics, advice, Web sites, games, contests, sweepstakes,
promotional events and/or any other event that takes place on the Web
Site. During such registration, PA Auto
Loans.com may ask for information such as, without limitation, a user’s
name, electronic mail address, birth date, gender, zip code and country, and
other optional information that may be particular to that registration
process;
(2) PA Auto Loans.com collects
information on its users’ demographics, interests and behavior based on
the information provided to PA Auto Loans.com from the registration described
in (1) above, from PA Auto Loans.com's server log
files, from surveys, from cookies (see below) and from IP addresses (see
below). PA Auto Loans.com does this to
better understand and serve its users.
This collected information/research is generally compiled and analyzed
on an aggregated basis;
(3) For reasons such as improving
personalization of PA Auto Loans.com's service, PA
Auto Loans.com might collect information about its users from other sources and
add it to PA Auto Loans.com's account information; and
(4) PA Auto Loans.com also sometimes
collects updated delivery and address information from its shippers or other
sources so that PA Auto Loans.com can correct its records and deliver or
communicate more easily.
PA Auto Loans.com uses
and/or discloses collected information in several ways, including, without
limitation, primarily the following:
(1) PA Auto Loans.com may use electronic
mail addresses or other personally identifiable information to contact users
who directly communicate with PA Auto Loans.com, to, among other things,
fulfill prizes, track/verify compliance with PA Auto Loans.com policies as well
as federal, state, local and other laws, and/or to solicit editorial comments
and feedback. For example, PA Auto
Loans.com may use such information to notify users that they have won a game,
contest or sweepstakes or to provide a requested electronic mail newsletter or
provide other requested information;
(2) PA Auto Loans.com may match
aggregated user information with third party data in order to better serve the
interests of its users;
(3) PA Auto Loans.com may disclose
aggregated user statistics in order to describe PA Auto Loans.com's
services to prospective partners, advertisers and third parties and for other
lawful purposes, in order to, among other things, make better alliances and
provide a better user experience on the Web Site;
(4) PA Auto Loans.com may use a
user’s personally identifiable information for editorial purposes. For example, PA Auto Loans.com may use
information provided by a user to PA Auto Loans.com as part of an online survey
conducted by PA Auto Loans.com;
(5) Unless a user tells PA Auto
Loans.com that he/she would prefer not to receive electronic mail from PA Auto
Loans.com, PA Auto Loans.com may use collected personal information to send you
electronic mail about PA Auto Loans.com's and/or
other companies’ products, promotions or services. A user may choose not to provide certain
information, but then that user might not be able to take advantage of many of
PA Auto Loans.com's features;
(6) In some instances, collected
personal information may also be used by PA Auto Loans.com for additional
marketing and promotional purposes relating to the Web Site or other properties;
(7) PA Auto Loans.com may use cookies
and IP addresses as set forth in more detail below; and
(8) PA Auto Loans.com may disclose user information
to third parties when PA Auto Loans.com has reason to believe that disclosing
this information is necessary to identify, contact or bring legal action
against someone who may be causing injury to or interference with (either
intentionally or unintentionally) PA Auto Loans.com's
rights or property, other Web Site users, or anyone else that could be harmed
by such activities. PA Auto Loans.com may disclose user information when PA
Auto Loans.com believes in good faith that the law requires it.
PA Auto Loans.com may use agents to
carry out its activities:
PA Auto Loans.com may employ
other companies and individuals to perform functions on its behalf. Examples include, without limitation,
fulfilling orders, sending postal mail and electronic mail, removing repetitive
information from customer lists, analyzing data, providing marketing
assistance, delivering packages and providing customer service. They may have access to personal information
needed to perform their functions, but may not use it for other purposes.
Other than as set forth
above, it is PA Auto Loans.com's current policy not
to share any personally identifiable information provided by users with other
third parties, unless specified at the time of collection or with the
user’s consent.
NOTICE:
Click here for important information about
safe surfing from the Federal Trade Commission.
LINKS
Users should be aware that when they are on any portion of the Web Site, they
could be directed to other Web sites and/or Online
materials that are beyond PA Auto Loans.com's
control. There are links to other Web sites from this Web Site that take users
outside PA Auto Loans.com's service. For example, if
users "click" on a banner advertisement, the "click" takes
users off the Web Site. This includes links from advertisers, sponsors, and
partners that may include PA Auto Loans.com's logo as
part of a co-branding agreement. These other Web sites may send their own
cookies to users, collect data, or solicit personal information and have their
own privacy policies. To ensure the
protection of its users’ privacy while on the Web Site, PA Auto Loans.com
will make an effort to provide a notice and a link to this privacy policy on
all pages where personally identifying information is collected.
Users should keep in mind that whenever they give out personal information
Online – for example, via message boards or chat rooms – that
information could be collected and used by people that users do not know. While
PA Auto Loans.com strives to protect users’ personal information and
privacy, PA Auto Loans.com cannot guarantee the security of any information
users disclose Online, and users do so at their own risk.
PA Auto Loans.com's policy does not extend to anything
that is inherent in the operation of the Internet or any Online technology, and
therefore beyond PA Auto Loans.com's control, and is
not to be applied in any manner contrary to applicable law or governmental
regulation.
PA Auto Loans.com DOES NOT KNOWINGLY COLLECT INFORMATION FROM CHILDREN THIRTEEN
(13) YEARS OF AGE OR YOUNGER.
PA Auto Loans.com does not knowingly collect information from children thirteen
(13) years of age or younger. If you are
under thirteen (13), do not send any information about yourself to PA Auto
Loans.com, including, information like your name, address and/or electronic
mail address. PA Auto Loans.com
encourages parents and guardians to spend time online with their children and
to supervise their children’s activities on PA Auto Loans.com's
sites. PA Auto Loans.com alerts parents that this Web Site features content
exploring mature themes not appropriate for children. This Web Site is not a
Web site directed to children under the age of 13. PA Auto Loans.com suggests
that parents consider using parental control tools available from Online
services and software manufacturers that may help ensure a child friendly
Online environment and help direct their children to suitable, child-oriented
Web sites. Further, PA Auto Loans.com request that all users to the Web Site
that are under the age of 13 not disclose or provide any personal information
on this Web Site. In the event that PA
Auto Loans.com discovers that a child under the age of 13 has provided PA Auto
Loans.com with his or her personal information, PA Auto Loans.com will
immediately delete the child’s personal information from its system.
Because PA Auto Loans.com does not knowingly collect such information, PA Auto
Loans.com does not knowingly provide any personally identifying information
from its users under 13 years of age, regardless of
its source, to any third party for any purpose whatsoever. PA Auto Loans.com also does not knowingly
allow users under 13 years of age to be listed in any member directory or to
receive direct marketing communications from PA Auto Loans.com or to be sent
third-party offers.
USE OF COOKIES
Cookies are pieces of information that a Web site transfers to an
individual’s hard drive for record-keeping purposes. Cookies make
Web-surfing easier for the user by saving the user’s preferences while
the user is at the Web Site. PA Auto Loans.com never saves passwords or credit
card information in cookies.
By showing how and when users use a Web site, cookies help PA Auto Loans.com
see which areas are popular and which are not.
Many improvements and updates to this Web Site are based on such data as
total number of users and pages viewed. This information is most easily tracked
with cookies. PA Auto Loans.com uses the information from cookies to provide
services better tailored to this Web Site’s users.
Most browsers are initially set up to accept cookies. You can reset your
browser to refuse all cookies or indicate when a cookie is being sent.
USE OF IP ADDRESSES
An IP address is a number that’s automatically
assigned to your computer whenever you’re surfing the Web. Web servers – the big computers that "serve up" Web
pages – automatically identify your computer by its IP address.
PA Auto Loans.com may collect IP addresses for the purposes of system
administration, to report aggregate information to our advertisers, and to
audit the use of our site. When users request pages from this Web Site, our
servers log the users’ IP addresses. PA Auto Loans.com does not normally
link IP addresses to anything personally identifiable, which means that a
user’s session will be logged but the user remains anonymous to us. PA
Auto Loans.com can and will use IP addresses to identify a user when PA Auto
Loans.com feels it is necessary to enforce compliance with our house rules,
terms of service, any law or regulation or to protect our service, Web Site,
customers, or others.
Some services within the Web Site, such as certain message boards, may display
IP addresses along with the message poster’s name and message. Please review each service prior to use and only use those that
disclose information you are comfortable with sharing.
SECURITY
The importance of privacy and
security for all personally identifiable information associated with users is
of utmost concern to PA Auto Loans.com. PA Auto Loans.com exercises great care
in providing secure transmission of users’ information from the
users’ personal computer to PA Auto Loans.com's
servers. Unfortunately, no data transmission over the Internet can be
guaranteed to be 100% secure. As a result, while PA Auto Loans.com strives to
protect users personal information, PA Auto Loans.com
cannot ensure or warrant the security of any information users transmit to PA
Auto Loans.com or from PA Auto Loans.com's Online
products or services, and users do so at their own risk. Once PA Auto Loans.com
receives users’ transmission, PA Auto Loans.com makes its best effort to
ensure the transmission’s security on PA Auto Loans.com's
systems. If credit card information is transmitted, PA Auto Loans.com uses
industry standard, SSL (secure socket layer) encryption.
ACCEPTANCE OF TERMS
By using this Web Site, users assent to this privacy policy. If users do not agree to this privacy policy, users must not use this or any of PA Auto Loans.com's Web sites. PA Auto Loans.com reserves the right to modify, alter or otherwise update this privacy policy at any time, so users are encouraged to review this policy from time to time. Users’ continued use of this Web Site following the posting of changes to these terms will mean users’ acceptance of those changes.